Planning & Strategy

We help microfinance banks and institutions develop strategic business plans which serve as a genuine strategic blueprint for business operations. Our reports are research-based. We use the globally acclaimed Microfin planning tool, developed by CGAP specifically for the microfinance industry, to develop:

• a business strategy,
• an operational strategy
• scenario-based financial models
• a robust strategic road map for your institution.

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Technology & Processes

We have formed global alliances which allow us to make available robust enterprise systems to MFIs at costs that are very significantly below market rates.

Through our alliance with an international network of consultants, we offer you the tried, tested and globally acclaimed full-featured Mifos Microbanking Software, an open source management information system (MIS) developed and made available to MFIs free of charge, curtesy of Grameen Foundation and its global partners. You only pay the cost of implementation. Contact us for more information.

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Credit Rating

Without an acceptable rating by a globally recognized MFI rating agency, no funding institution will touch an MFI. We work with you to ensure that your institution secures good ratings from at least one of the world's most recognized MFI rating agencies. Under this module:

• We conduct a mock assessment exercise using global best practices to ensure that your organization is ready before the rating agency arrives. This approach makes the live assessment exercise less expensive and more efficient for you, and the rating agency leaves with a much more positive impression of your bank
• We prepare your in-house team for engagement with the rating agency during the live assessment to achieve optimal results

Growth Finance

You can leverage our global network to source equity and debt finance to grow your MFI. We will introduce you to local and global institutions with ample investment funds targeted at the microfinance sector.

We work with you to develop an attractive proposal targeted at both local and international providers of capital. The steps include:

• Determining an optimal capital structure that meets your corporate objectives in terms of how much capital your business requires, the optimal mix of equity and debt and how to retain control of your business.
• Short-listing the right type of investment partners to approach, taking cognizance of theor values and investment objectives
• Developing an investment prospectus targeted at the identified target investors
• Guiding you through the legal and regularoty maze of actualizing your capital raising objectives

We can also help you access INTEREST-FREE funds from offshore investors for on-lending to your customers.

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Technical Assistance Grants

Our experience is that the small businesses who need professional services most can ill afford to pay market rates for them. We have therefore joined a network of international professional service providers to support the development of African MFIs. The program makes money available to absorb 50% of the cost of technical improvement projects.

Click here for more information.